Apple has expanded its financing options for cellular iPad models by introducing a 36-month installment plan through AT&T and Verizon. This new offering replaces the previous 12-month Apple Card Monthly Installments plan, providing customers with a longer repayment period and lower monthly payments.
The extended financing is available across Apple’s entire cellular iPad lineup, including the standard iPad, iPad mini, iPad Air, and iPad Pro. To qualify, customers must activate a new line of service with either AT&T or Verizon, as the program is not applicable to existing lines.
Previously, Apple’s 12-month Apple Card Monthly Installments plan allowed customers to pay off their iPad purchases interest-free over a year. The new 36-month carrier financing option significantly reduces the monthly payment amount, making it more manageable for consumers, although the total cost remains the same.
This development follows recent price increases across the iPad lineup. For instance, the 11-inch iPad Pro with cellular connectivity now starts at $1,399, up from $1,199. Under the former 12-month Apple Card plan, this model would cost approximately $116.58 per month. With the new 36-month carrier financing, the monthly payment drops to around $38, offering a more budget-friendly option for customers.
By extending the financing term, Apple aims to make its premium iPad models more accessible to a broader audience. This move aligns with the company’s strategy to enhance affordability and drive sales, especially in a competitive tablet market. Customers considering a cellular iPad should evaluate their carrier options and the total cost over the financing period to make an informed decision.
